Many organisations are stuck with cover that’s expensive, limited, or poorly matched to how they actually operate.
We help organisations rethink their insurance strategy.
That might mean restructuring an existing programme, securing better terms, or challenging the assumptions baked into your current setup.
Whatever the starting point, we make sure your insurance is working for you — not against you.
Where we come in
You might be:
- Facing rising premiums without clear justification
- Struggling with slow or unfair claims handling
- Unsure if your current broker or structure is delivering value
- Dealing with cover that no longer reflects your operations
- Going out to tender but lacking specialist input.
Whatever the situation, we act as your expert partner. We don’t sell insurance, so our advice is always unbiased, independent, and built around what’s best for you.
What we offer
- Insurance programme reviews and restructuring
- Placement and broker strategy
- Claims audits and dispute resolution
- Procurement and tender guidance
- Board-level support and internal comms
Why it matters
In high-stakes sectors, poor insurance isn’t just frustrating, it’s a risk in itself.
Unclear wordings, bad broker relationships, or slow claims processes can leave you exposed at the worst possible time.
Our role is to help you:
- Reduce exposure to badly structured insurance
- Build clarity around what you’re paying for (and what you’re not)
- Strengthen your negotiating position
- Support internal confidence and oversight
Prospect helped us design a model that actually worked for our sector and supported us through every stage.
Who we work with
We support mid-sized businesses, public sector organisations, and consortiums looking for a more strategic approach to insurance.
Recent work includes:
- Helping architecture practices restructure their PI cover through a sector-led insurance scheme
- Supporting the formation of new working groups to build alternatives where traditional insurance was no longer viable
- Advising community-led organisations on how to better navigate the insurance market
Architects Insurance Scheme
A PI scheme for mid-sized architecture practices
diamond transmission partners
Protecting local community pubs through mutual ownership
Vintners’ Federation of Ireland Insurance Scheme
Protecting local community pubs through mutual ownership
Ocean Energy Accelerator
A Captive which will support tidal energy generators
Not sure if this applies?
You don’t need to be an insurance expert to know something doesn’t feel right.
If you’re unsure about your current structure, or you’re about to go to market and want confidence in your process, we can help.
