There's smarter ways to manage risk.
We help organisations design, build, and manage insurance schemes, mutuals, and risk strategies.
Risk comes in many forms.
Whether you’re managing rising insurance costs, addressing gaps in cover, or exploring new risk-financing options, we’ll help you find the right solution.
We advise, design and deliver everything from bespoke insurance structures to fully operational mutuals.
- 1100+ Years of Experience
- Former Underwriters, Brokers, Solicitors and Mutual Managers
- Specialists from Nuclear, Renewables, Insurance, and Law
- Delivered Sector-Led Schemes for Architects, Pubs, and Energy
Explore how we help
Traditional Insurance
We provide a comprehensive traditional insurance service, combining expert broking, tailored insurance placement and strategic reinsurance solutions, to ensure your organisation’s risks are comprehensively (or fully) protected and competitively managed.
Schemes
We create and deliver sector-specific insurance schemes that provide effective risk coverage, predictable pricing, and optional branding, perfectly positioned to evolve into full mutuals.
Alternatives to Insurance
Captives, hybrid and discretionary mutuals. We deliver innovative alternatives to insurance, tailored risk-financing solutions that reduce costs, close coverage gaps, and offer greater control over your risk strategy.
Risk Mitigation & Advisory
Proactive risk advisory and mitigation services that protect your organisation, reduce exposure, strengthen operational resilience and cost efficiency. We help organisations identify, manage, and reduce risk.
Who We Work With:
Organisations navigating and managing complex risk challenges.
We work with ambitious, forward-looking clients operating in challenging and dynamic sectors like:
- Clean energy and renewables
- Physical infrastructure
- Hospitality, entertainment and leisure
- Government and Community Organisations
Projects we’ve recently delivered include:
Architects Insurance Scheme
A PI scheme for mid-sized architecture practices
diamond transmission partners
Protecting local community pubs through mutual ownership
Vintners’ Federation of Ireland Insurance Scheme
Protecting local community pubs through mutual ownership
Ocean Energy Accelerator
A Captive which will support tidal energy generators
Why Work With Us:
Prospect Risk Solutions combines unmatched expertise in mutual design and operation, risk transfer and strategic risk management to deliver bespoke, sustainable solutions, helping organisations control costs, enhance resilience and access alternatives to traditional insurance with confidence and clarity.
Delivered by a hands-on team who shape the full lifecycle of our solution, from feasibility to launch to long-term management.
We don’t just design your technical solution, we help bring it to life with comprehensive marketing support, including website development, brochures, messaging, and engagement strategy.