About us
Prospect Risk Solutions was built to help organisations take control of how they manage risk.
Our why
We’ve worked with sectors where insurance has become too expensive, too rigid, or too inaccessible, and we’ve helped those organisations create something better.
Our Space
That could be a new insurance scheme, a tailored mutual, or an alternative structure that gives them more control over pricing, claims, or risk mitigation.
Our Experience
We bring together experience from insurance, legal, energy, risk modelling, and mutual creation, all in one team. And we’re here to build solutions that are practical, strategic, and genuinely workable for the long term.
Our People
Our team includes specialists in risk, underwriting, mutual governance, energy, and complex insurance models. But we’re not just advisors. We help build, structure, and run real-world solutions — and we’re the kind of team that rolls up our sleeves and gets stuck in.
Rikul Patel
Edward de la Billiere
Mark Tetley
Anne Charity
Prospect helped us design a model that actually worked for our sector and supported us through every stage.
Project Lead, Architect Insurance Scheme
Projects we’ve recently delivered include:
We often work in partnership — with brokers, legal advisors, underwriters, and industry bodies. We’re also closely connected to Prospect Law, giving us direct access to specialist lawyers in energy, infrastructure, and insurance regulation.
Architects Insurance Scheme
A PI scheme for mid-sized architecture practices
diamond transmission partners
Protecting local community pubs through mutual ownership
Vintners’ Federation of Ireland Insurance Scheme
Protecting local community pubs through mutual ownership
Ocean Energy Accelerator
A Captive which will support tidal energy generators
Why Work With Us:
Prospect Risk Solutions combines unmatched expertise in mutual design and operation, risk transfer and strategic risk management to deliver bespoke, sustainable solutions, helping organisations control costs, enhance resilience and access alternatives to traditional insurance with confidence and clarity.
Delivered by a hands-on team who shape the full lifecycle of our solution, from feasibility to launch to long-term management.
We don’t just design your technical solution, we help bring it to life with comprehensive marketing support, including website development, brochures, messaging, and engagement strategy.
Frequently Asked Questions
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