Rikul Patel Appointed Head of Prospect Mutual Management

Rikul Patel Appointed Head of Prospect Mutual Management Rikul Patel has been appointed Head of Prospect Mutual Management (PMM), reinforcing the division’s continued growth and commitment to delivering innovative risk solutions across multiple industries. With over 20 years of experience in the insurance sector – 16 of which have been dedicated to business transformational change within mutual insurance […]

The Benefits of Discretionary Mutuals Compared to Higher Deductibles and Self-Insurance

The Benefits of Discretionary Mutuals Compared to Higher Deductibles and Self-Insurance Article by David Gudopp. When considering how to manage risk, businesses often weigh the option of self-insurance or increasing deductibles on commercial insurance. However, using a discretionary mutual can offer unique advantages that outshine these more traditional methods. In this article, we’ll explore why […]