The Benefits of Discretionary Mutuals Compared to Higher Deductibles and Self-Insurance

The Benefits of Discretionary Mutuals Compared to Higher Deductibles and Self-Insurance Article by David Gudopp.  When considering how to manage risk, businesses often weigh the option of self-insurance or increasing deductibles on commercial insurance. However, using a discretionary mutual can offer unique advantages that outshine these more traditional methods. In this article, we’ll explore why […]

Edward de la Billiere

Edward de la Billiere Director and Senior Solicitor Edward de la Billiere is a solicitor and co-founder of Prospect Law. He trained at the leading Middle East firm Trowers and Hamlins, working in both their London and Dubai offices, predominantly in the oil sector. On qualification, Edward moved to Magnox Electric as a commercial solicitor, […]

Anne Charity

Anne Charity Senior Solicitor, Mutuals, Anne is a senior solicitor with extensive experience of the legal aspects of the formation, management and operation of mutual entities, and commercial and maritime litigation and arbitration. Anne was admitted as a solicitor in 1981, was an assistant solicitor with Holman Fenwick & Willan in London (maritime and international […]

David Gudopp

David Gudopp Head of Risk Mitigation and Transfer As the Head of Risk Mitigation and Transfer in our Insurance, Mutuals and Risk Management division, David brings over 20 years of experience to the table. His focus is on providing clients with an independent assessment of their risk transfer arrangements and driving targeted outcomes. David has […]

Mark Tetley

Mark Tetley Senior Consultant, Insurance & Risk Mark Tetley has wide experience gained from senior positions across the London insurance market as both an underwriter and a broker, in a variety of sectors. He provides advice and assistance on a wide range of insurance and risk issues, including comprehensive nuclear liability and property insurance assistance, […]